Powered by Sivaji Business Solution

Welcome to MIBLoan powered by Sivaji Business Solution. By accessing or using our website, services, or submitting your information through our platform, you agree to comply with and be bound by the following Terms & Conditions.

1. Service Nature: MIBLoan powered by Sivaji Business Solution provides financial assistance, loan support, credit guidance, documentation support, and related consulting services to customers seeking financial products and services.
2. User Consent: By using our website or services, you acknowledge and agree to these Terms & Conditions, our privacy practices, and the service process followed by our organization.
3. Information Accuracy: Customers must provide accurate, complete, and updated personal, financial, employment, and KYC information for service processing. Any false or misleading information may result in rejection or termination of services.
4. Third-Party Partners: Loan approvals, credit evaluations, and financial products are offered by banks, NBFCs, credit bureaus, and financial institutions. MIBLoan powered by Sivaji Business Solution acts only as a facilitator and does not directly provide loans or financial products.
5. No Loan Guarantee: Submission of an application, consultation request, or payment of service charges does not guarantee approval of any loan, credit card, or financial product. Approval is solely at the discretion of the respective financial institution.
6. Service Fees: Applicable service charges, consultation fees, or processing fees must be paid before service initiation unless otherwise specified. Fees once paid are non-refundable except where required under applicable law or expressly agreed in writing.
7. Customer Responsibility: Customers are solely responsible for reviewing and understanding loan terms, EMI obligations, repayment schedules, processing charges, penalties, interest rates, and all agreements before accepting any financial product.
8. Data & Privacy: Customer information may be collected, stored, processed, and shared with authorized banking partners, NBFCs, credit bureaus, verification agencies, and service providers strictly for processing, verification, compliance, and service-related purposes.
9. Communication Consent: By registering or submitting information with us, you consent to receive calls, SMS, WhatsApp messages, notifications, and emails regarding your applications, offers, updates, and related services, even if your number is registered under DND.
10. Fraud Warning: MIBLoan powered by Sivaji Business Solution will never request customers to transfer money to personal bank accounts, UPI IDs, or unknown digital wallets. Customers are advised to report suspicious activity immediately.
11. Service Modification: We reserve the right to modify, suspend, discontinue, or update any service, feature, or policy at any time without prior notice.
12. Limitation of Liability: MIBLoan powered by Sivaji Business Solution shall not be held liable for any rejection, delay, loss, damages, or decisions made by banks, NBFCs, credit bureaus, or third-party financial institutions.
13. Termination: We reserve the right to suspend or terminate services, access, or applications if fraudulent activity, misuse, misrepresentation, or submission of false information is identified.
14. Intellectual Property: All website content, branding, logos, text, graphics, and materials are the property of MIBLoan powered by Sivaji Business Solution and may not be copied, reproduced, or distributed without prior written permission.
15. Governing Law & Jurisdiction: These Terms & Conditions shall be governed by the laws of India. Any disputes arising out of or related to these services shall be subject to the exclusive jurisdiction of the courts located in Chennai, Tamil Nadu, India.

By checking the box and submitting the form, you confirm that you have read, understood, and agreed to all the above terms.